I often have clients ask me, "How do they determine my Credit Score?"  That is a loaded question.  The credit reporting companies guard the information very securely.  However, we have been able to get a pretty good idea of what the score consists of.  I am attaching link to an article that will help you better understand your credit score.  Click on the link below:

Credit Article 

 

If your wanting to purchase a home and really want to know where your credit stands, simply give me a call.  We can sit down together and go over your credit report.  If it is not quite where it needs be, then we can put you on a plan and get ready for home ownership!

Johnny