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Johnny Morrow
IH 10 Realty
9973 W Interstate 10
San Antonio, TX 78230
Phone: 210-897-2645
Email: johnny@johnnymorrow.com

Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.

Monthly Budget

I believe with all my heart that a family should be on a written budget.  Meaning, a family should know where every dollar they spend is going, BEFORE it is spent.  This is a concept that Dave Ramsey teaches, and that my family began using less than a year ago.  We have made some astounding breakthroughs with money over this last year.  It all comes down to the budget.  We no longer wonder where our money went.  We know exactly where it has gone.

I am adding a link below where you can download a monthly budgeting worksheet.  It seems a little complicated, but it is not.  I will even go over it with you to help you, just give me a call.  If you get a chance, take a Dave Ramsey Financial Peace University class.  You may not need it, but take it anyway, you might learn something.  I know I did.  And no, I am not an expert, I have blown the budget a few times, but I get the general idea.

Excel Budget Worksheet

I really appreciate the time you take to look in on my site from time to time.  You can always contact me with any questions, I'd be honored to try and answer them.


Johnny Morrow

Certified Negotiation Expert

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